What is a Chime Credit Builder Credit Card? Quick Introduction

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I am a fan of Chime online bank and will continue to use it. Do you know why? Well, because it is more than just a bank. Also, it is far beyond the periphery of any ordinary money transfer application. And to support this fact, I would like to tell you about the Chime Credit Card.

If you get closed to the ground level, you will find that this is not like a card of any other bank. Interestingly, you can do more with a Chime credit card than an ordinary bank's credit card. The text below will tell you everything that you need to know about Chime Credit Card or Chime Credit builder Credit Card.

One important thing to note is the fact that Chime Credit Card and Chime Credit Builder Credit Card, both are the same thing. As the name suggests, Chime credit cards help the card holders to build their credit score that's why it is also known as Chime Credit Builder Credit Card. This further means that, on the basis of your spending and payments Chime reports to the major credit bureaus.

So, to help you understand about how it works, I am going to answer some of the common questions.



What are the benefits of Chime Credit Builder Credit Card?

Most of you must know about the importance of having a good credit score. Whenever it comes to applying for a loan, credit score plays a very important role. The better you have the score, the simpler would be for you to get a loan. There are many ways to improve your credit score and one is Chime credit card. Yes, the biggest benefit of Chime credit card is the fact it helps to improve the credit score.

Moreover, there are a few more exclusive benefits that you might not get from anywhere. Chime credit card is free to get, set up, and use. It means there is no average Annual fee. While on the other hand, a traditional bank card comes with up to $20-$50 annual fee. In addition to that there is no average APR and no interest as well. Still not convinced, here are more benefits for you.

Chime does not charge late fees as well and there is no need for a security deposit requirement. Furthermore, you can use a security deposit for payment with ease of mind. If you are impressed with Chime Credit Card, learn in the next section how you can order a Chime Credit card.

How to order a Chime Credit card?

Anyone who is a verified Chime user can order a Chime card effortlessly. All you need is just follow the below mentioned steps right on your Chime application.

  • Launch Chime mobile app on your phone.
  • Now navigate to the settings section.
  • From the drop down menu, you must select "Credit Builder Card".
  • Right from here start following the onscreen instructions step by step.
  • Now wait for some days to get the delivery of your Chime card at your doorstep.
  • Note that you will get the inactivated card due to security reasons. You will be required to activate Chime Card. Find more information in the following section.

How to activate a Chime Credit Card?

  • Login to Chime account.
  • Look carefully on the home screen, you will find the tab "Card Status".
  • Then you need to choose "Activate Card".
  • Now just do as mentioned on the screen. To activate your Chime Credit Builder card, you will require entering the details of your card such as card number, CVV, and expiry date.

 

Concluding Thoughts

That was all about the Chime Credit card from my side. I am sure you will find all the information quite helpful and effective. Let me assure the whole information mentioned above is certified and latest. But still, even after following the above steps, if you can’t activate your Chime Credit Card, do let me know. Use the below mentioned comment section for assistance. Leave your question, I will answer you as fast as possible or you can visit quickutilities.net site.

 

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