Is there anything worse than walking out to your vehicle and noticing extensive amounts of damage to it? You may be worried about your home or your auto. This is not uncommon as hail is a huge problem in Texas. Many wonder whether or not hail damage is covered under their insurance. This is a top concern many have is whether or not insurance will cover the cost of repairs. This is a valid concern as repairs are often expensive. Let's take a look at whether or not you can count on your insurance to cover the cost of hail damage repairs.

How Extensive Is The Damage

How expensive was the damage to your property or vehicle? Was it more than you thought? Sometimes insurance companies have a cap on how much they're willing to repair. In some cases, they may total out your vehicle if the damages are extensive. To figure out whether or not you'll be able to get repairs, you'll need to take your vehicle to an auto body shop for hail damage repair. They will be able to give you an estimate on repairs. They can provide this information to your insurance company, and the insurance company will determine whether or not the vehicle is replaceable or repairable. There are many complex numbers that go into the process, and the insurance adjuster will look at how old your vehicle is, how much it's worth, and the total repair cost. If repairs exceed the value, they may end up totaling the vehicle versus repair.

What Type of Coverage Do You Have

Allstate had this to say regarding insurance coverage and hail damage, “If you purchased comprehensive coverage on your car insurance policy, you're likely covered for hail damage. Comprehensive coverage helps pay to repair or replace your vehicle if it's damaged in an accident that's not a collision. Comprehensive help cover storm damage, animal damage, and falling objects — including hail. Hail damage could mean dents and dings in your car's body, cracked or shattered glass, and even interior water damage.”

Types of Repairs You Might Receive

When it comes to hail damage repair, your automotive technician can replace glass, perform dent repair, replace body panels, and more. The objective is to make the vehicle look like new again. In many situations, your auto body repair shop will be able to perform paintless dent repair. This is faster, easier, and produces amazing results. There's no need to paint the vehicle, which means it takes less time to complete the repairs.