Insurance El Paso TX rates are closely related to your credit score. Fortunately, improving your credit can help you save up to 60% on your insurance premiums. By moving to the "fair" tier of scores, you can expect to pay $1,910 a year on your policy. But keep in mind that an increase in your credit score will also increase your insurance rate. This article will cover some of the factors that affect your rate.

Home insurance El Paso TX costs about $1,190 a year, or $159 a month. This is considerably less than the national average of $2,103 per year. The amount you pay depends on many factors, including where you live, the type of coverage you need, and even your credit score. If you'd like to see how much your premiums will vary, use MoneyGeek's home insurance calculator.

Home insurance providers in El Paso vary in their prices and core coverage, so comparison shopping is essential. The most important factor is your personal property limit, which directly correlates to your dwelling coverage. A policy of $250,000 will cover $100,000 in personal property, while a policy with a $2 million limit will cover $800,000. Liability limits will not change. A policy of $250,000 will also cover up to $1 million.